{"id":664,"date":"2018-12-05T08:45:45","date_gmt":"2018-12-05T08:45:45","guid":{"rendered":"https:\/\/www.imopuls.ro\/blog\/?p=664"},"modified":"2018-12-05T08:45:45","modified_gmt":"2018-12-05T08:45:45","slug":"blocaj-pe-piata-de-creditare-bancile-nu-pot-verifica-de-luni-dimineata-ipotecile-dupa-ce-ministerul-de-justitie-a-uitat-sa-prelungeasca-domeniile-pentru-site-urile-care-permit-aceasta-examinare","status":"publish","type":"post","link":"https:\/\/www.imopuls.ro\/blog\/2018\/12\/05\/blocaj-pe-piata-de-creditare-bancile-nu-pot-verifica-de-luni-dimineata-ipotecile-dupa-ce-ministerul-de-justitie-a-uitat-sa-prelungeasca-domeniile-pentru-site-urile-care-permit-aceasta-examinare\/","title":{"rendered":"Blocaj pe pia\u0163a de creditare: B\u0103ncile nu pot verifica de luni diminea\u0163a ipotecile dup\u0103 ce Ministerul de Justi\u0163ie a uitat s\u0103 prelungeasc\u0103 domeniile pentru site-urile care permit aceast\u0103 examinare."},"content":{"rendered":"

B\u0103ncile nu mai pot verifica de luni diminea\u0163\u0103 situa\u0163ia ipotecilor \u00eenscrise \u00een Arhiva Electronic\u0103 de Garan\u0163ii Reale Imobiliare, \u00een condi\u0163iile \u00een care site-urile care permit verificarea, \u015fi care se afl\u0103 \u00een administrarea Ministerului Justi\u0163ei nu func\u0163ioneaz\u0103. Potrivit unor surse din pia\u0163a bancar\u0103 verificarea este blocat\u0103 dintr-o neglijen\u0163\u0103 a Ministerului Justi\u0163iei care a uitat s\u0103 prelungeasc\u0103 domeniul. Prelungirea domeniul se face an de an \u015fi cost\u0103 c\u00e2teva sute de lei.<\/p>\n

Potrivit informa\u0163iilor din pia\u0163\u0103 au existat \u00eenscrieri \u00een arhiva aceast\u0103 perioad\u0103, ceea ce \u00eenseamn\u0103 c\u0103 unele b\u0103nci \u015fi-au asumat riscul accord\u0103rii de credite f\u0103r\u0103 s\u0103 aib\u0103 siguran\u0163a c\u0103 au ce executa \u00een cazul \u00een care debitorul intr\u0103 \u00een incapacitate de plat\u0103. De regul\u0103, \u00eenainte de a aproba un credit trebuie s\u0103 fac\u0103 aceast\u0103 verificare pentru a fi sigure ca aceea ipotec\u0103 nu a mai fost folosit\u0103 la contractarea unui alt credit.<\/p>\n

Arhiva Electronic\u0103 a Garan\u0163iilor Reale Mobiliare are rolul de a proteja creditorii, iar \u00eenscrierea \u00een arhiv\u0103 confer\u0103 b\u0103ncilor sau IFN-urilor dreptul de a-\u015fi putea recupera crean\u0163a prin executarea bunului ipotecat de debitor sau a altor propriet\u0103\u0163i ale debitorului precum conturi de depozit, conturi de economii, certificate de depozit sau poli\u0163e de asigurare. \u00censcrierea in AEGRM se face de c\u0103tre operatorii autoriza\u0163i de Ministerul Justitiei, de regul\u0103 avoca\u0163i \u015fi notari.<\/p>\n

Sursa: zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"B\u0103ncile nu mai pot verifica de luni diminea\u0163\u0103 situa\u0163ia ipotecilor \u00eenscrise \u00een Arhiva Electronic\u0103 de Garan\u0163ii Reale Imobiliare, \u00een condi\u0163iile \u00een care site-urile care permit verificarea, \u015fi care se afl\u0103 \u00een administrarea Ministerului Justi\u0163ei nu func\u0163ioneaz\u0103. Potrivit unor surse din pia\u0163a bancar\u0103 verificarea este blocat\u0103 dintr-o neglijen\u0163\u0103 a Ministerului Justi\u0163iei care a uitat s\u0103 prelungeasc\u0103 …","protected":false},"author":1,"featured_media":665,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,2,21],"tags":[],"_links":{"self":[{"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/posts\/664"}],"collection":[{"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/comments?post=664"}],"version-history":[{"count":1,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/posts\/664\/revisions"}],"predecessor-version":[{"id":666,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/posts\/664\/revisions\/666"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/media\/665"}],"wp:attachment":[{"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/media?parent=664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/categories?post=664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imopuls.ro\/blog\/wp-json\/wp\/v2\/tags?post=664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}